Debt Collection Statute of Limitations

Every state has its own laws when it comes to the time limits that a debt collector has to file a lawsuit against a consumer. A statute of limitation is a law that is different for each state and this law establishes a set time limit from when a breach of contact happens to when a lawsuit is able to be filed to force the debt to be paid.

Consumers receive protection under FDCPA and this law requires debt collectors to be truthful and protects consumers from a debt collector falsely threatening to take legal action due to a time-barred det. If you do not know what your status is in regards to the statute of limitations of an old debt or if you feel that you are being abused by a debt collector, please reach out to us so we can get you in contact with a proficient attorney.

Read more about what the statute of limitation laws are in your state.

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