Delaware Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. It is important to understand the statute of limitations in your state because it may be a defense for you. In Delaware:

• General contracts: 3 years
• Miscellaneous documents under seal: No limitation
• Notes: 6 years
• Sales under the UCC: 4 years

If you want to get any more information or if you have questions about the Statute of Limitations in Delaware, contact The Consumer Advocacy Center at 312-782-5808.