Massachusetts Statute of Limitations on Debt Collection
The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. In Massachusetts:
- Claims on mortgage notes following foreclosure or on claims junior to a foreclosed mortgage: 2 years
- Consumer Protection Actions: 4 years
- Debt instruments issued by banks or contracts under seal: 20 years
- Judgments: 20 Years
- Oral or Written Contracts: 6 Years
- Recovery of Property: 3 Years
If you want to get any more information or if you have questions about the Statute of Limitations in Massachusetts, contact The Consumer Advocacy Center at 312-782-5808.