Utah Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. Before a consumer agrees to pay off their debt, they should check what the statute of limitations is for their state to ensure that the debt is still due and payable. In Utah:

• Open accounts for goods, wares, merchandise and services rendered or for the price of any article charged on a store account: 4 years
• Unwritten (verbal) contract, obligation or liability: 4 years
• Written contract, obligation or liability: 6 years

Certain actions in Utah can cause the statute of limitations to restart. For example, a written acknowledgement signed by the debtor will start the statute of limitations.

If you want to get any more information or if you have questions about the Statute of Limitations in Utah, contact The Consumer Advocacy Center at 312-782-5808.