South Dakota Statute of Limitations on Debt Collection

Any type of debt has an end period to prevent a collection agency from being able to file a lawsuit outside of a time period that is called the statute of limitations. Before a consumer agrees to pay off their debt, they should check what the statute of limitations is for their state to ensure that the debt is still due and payable. In South Dakota:

• Domestic Judgments: 20 Years (SDCL 15-2-6)
• Sealed Instrument: (except real estate): 20 Years (SDCL 15-2-6)
• Foreign Judgments: 10 Years (SDCL 15-2-8)
• Actions not otherwise provided for: 10 Years (SDCL 15-2-8)
• Contract: 6 years (SDCL 15-2-13)
• Claims of Fraud: 6 Years (SDCL 15-2-13)
• Open Accounts: 6 Years (SDCL 15-2-13)

If you want to get any more information or if you have questions about the Statute of Limitations in South Dakota, contact The Consumer Advocacy Center at 312-782-5808.