Alabama Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. In Alabama:

• Actions to recover charges by a common carrier and negligence actions-2 years (A.C. 6-2-38)
• Contracts not under seal; actions on account stated and for detention of conversion or personal property-6 years (A.C. 6-2-34)
• Contracts under seal-10 years (A.C. 6-2-33)
• Open accounts-3 years (A.C. 6-2-37)

If you want to get any more information or if you have questions about the Statute of Limitations in Alabama, contact The Consumer Advocacy Center at 312-782-5808.