Missouri Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. In Missouri:

• Open accounts: 5 years (Mo. Rev. Stat. §5l6.l20)
• Written agreement that completes the payment of money or property: 10 Years (Missouri Revised Statute §5l6.ll 0).
  • Certain conditions will allow for the contractual statute of limitations to be reduced to five years

If you want to get any more information or if you have questions about the Statute of Limitations in Missouri, contact The Consumer Advocacy Center at 312-782-5808.