Michigan Statute of Limitations on Debt Collection

If a lawsuit has been filed against you, you should take immediate action. If you do not, the creditor could get a judgment against you and if that occurs, you can have your wages garnished and assets seized. You do have an opportunity to defend yourself and a possible defense can be that the complaint was not filed within the statute of limitations. In Michigan:

• Breach of contract: 6 years (MCL 600.5807(8))
• Judgment: 10 years
  • Judgments may be renewed by action on the behalf of the creditor for another 10 years (MCL.600.5809(3))

If you want to get any more information or if you have questions about the Statute of Limitations in Michigan, contact The Consumer Advocacy Center at 312-782-5808.