Iowa Statute of Limitations on Debt Collection

A statute of limitation is a law that is different for each state and this law establishes a set time limit from when a breach of contact happens to when a lawsuit can be filed to force the debt to be paid. In Iowa:

• Demand note: 10 years
• Judgments: 20 years
• Open account or unwritten contact: 5 years
• Written contacts: 10 years

If you want to get any more information or if you have questions about the Statute of Limitations in Iowa, contact The Consumer Advocacy Center at 312-782-5808.