Wyoming Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. Before a consumer agrees to pay off their debt, they should check what the statute of limitations is for their state to ensure that the debt is still due and payable. In Wyoming:

• Any contract, agreement or promise in writing: 10 years (WS 1-3-105(a)(i))
• Dishonor of draft (check): 3 years (WS 34.1-3-118( c))
• Recovery of personal property: 4 years (WS 1-3-1 05 (a) (iv))
• Unwritten contract, express or implied: 8 years (WS 1-3-105(a)(ii))
• Judgment: 21 years
  • Judgments cannot be revived after 21 years unless the party entitled to bring the action was a minor or subject to any other legal disability at the time the judgment became dormant. In this case action may be brought within 15 years after disability ceases, (WS 1-16-503).
  • If no execution is issued within 5 years from date of judgment or last execution is issued, the judgment becomes dormant and ceases to operate as a lien on the estate of the debtor, (WS 1-17-307).
  • A dormant judgment may be revived in the same manner as prescribed for reviving actions before judgment or by action, (WS 1-16-502).

If you want to get any more information or if you have questions about the Statute of Limitations in Wyoming, contact The Consumer Advocacy Center at 312-782-5808.