Mortgages

The consumer signs a second mortgage or gets a loan from a mortgage broker that does not comply with Truth in Lending Act. It is very common to have errors in the loan documents. The consumer may even be able to rescind the loan or renegotiate it for substantial savings. Any documents for these cases I would like to review.

1. If you were charged a payoff fee, discharge fee, fax fee or any other fee on your loan that was not disclosed to you before the closing we would like to review the document.
2. If you were charged an escrow waiver fee by a mortgage company.
3. If you have money that was not directly deposited to your account after you paid it.
4. You had to pay insurance on your property including the full value of the ground.