Sample Letters – Consumer Advocacy Center, P.C. – Consumer Advocacy Center, P.C.

FDCPA Demand Letter

Sample Letters to Debt Collector

TO DEBT COLLECTOR: CEASE AND DESIST LETTER – WITH DISPUTE OVER DEBT (Demand for Validation)

Your Name
Your Address
City, State, Zip

Date:

Name of the Collection Agency
Address
City, State, Zip

Re: Acct #XXXX

To Whom It May Concern:

This letter is serving as your legal notice under the Federal Fair Debt Collection Practices Act (FDCPA), to stop any and all forms of communication with me in regard to the debt that is mentioned above. Do not contact me, or any third parties regarding this debt.

Additionally, I am formally disputing the validity of this debt and am asking that you please provide me documentation as to why you believe this debt belongs to me and why you believe I owe this amount of debt. I also request that you send me any copies of the original application pertaining to this account along with any signatures associated with this account and any bills associated with this account.

This letter also serves to advise you that if any adverse information is placed against my credit reports, there will be proper action taken under the Federal Fair Credit Reporting Act (FCRA).

Thank you for your attention to this matter.

Sincerely,

Your Name