Wisconsin Statute of Limitations on Debt Collection

The statute of limitations is an established rule that sets a time limit within which a creditor is able to sue you for payment of a debt. The amount of time that a creditor has to sue you is different for each state and if the time that is allowed by your state has passed, a creditor is unable to sue you for the debt. Before a consumer agrees to pay off their debt, they should check what the statute of limitations is for their state to ensure that the debt is still due and payable. In Wisconsin:

• Contracts, professional services, or an open account based on a contract: 6 years
  • Payments made toward the obligation toll the statute and the time period will then run from the date of last payment or last charge by the debtor, whichever occurs later

If you want to get any more information or if you have questions about the Statute of Limitations in Wisconsin, contact The Consumer Advocacy Center at 312-782-5808.